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North Carolina Insurance Disputes

High Point NC Accident Results in Serious Injuries

A serious accident on Thursday evening in High Point, North Carolina has resulted in serious injuries to three people.

The accident happened on East Green Drive when a Ford vehicle collided with an SUV at a high rate of speed.  The driver of the Ford was seriously injured as was 21 year old passenger Mercedes Washington.  An additional passenger was also taken to the hospital for treatment.  The wreck happened near the intersection of Green and Main Street.

Read more on this serious High Point NC accident.

Hendren, Redwine & Malone posts this article to allow people who visit our website access to stories and information that might be of interest and, where appropriate, to make decisions about matters that may improve their lives. By posting this article, Hendren, Redwine & Malone makes no representations as to any relationship we may have with any of the individuals or businesses that are discussed in the article. If you are a family member of someone discussed in this article and have some concerns about the posting of this article, please contact us immediately. This post is an advertisement for legal services.

If you or a family member were involved in this incident and have questions about your legal rights, please call Hendren, Redwine & Malone and ask to speak with Mike Malone. You can also send an email to Mike Malone by using the message box on the right. We typically respond within an hour of receiving a message.

NC Efforts to Stop Drunken Boating

North Carolina law enforcement agencies say they will crack down on drunken boating as the summer boating season approaches.  The efforts are part of the “On the Road, On the Water, Don’t Drink and Drive” campaign.

According to reported statistics, 28 boaters died and 80 others were injured in North Carolina boating accidents on North Carolina waterways.

In my opinion, boating in North Carolina is among the most dangerous activities that we can engage in.  Among other significant issues, there is no requirement that boats in North Carolina maintain any type of liability insurance.  In many boating accident cases, the injured person is left without any way to recover for the cost of medical bills or any other types of injuries.

Read more about boating accidents and insurance in North Carolina.

Contact the NC boating crash lawyers at Hendren & Malone for questions about a boating wreck in North Carolina.

Wendell Accident on Highway 264 Results in Two Deaths

Two young people were killed Monday afternoon in an accident on US 264 near Wendell, NC.

Apparently, a Honda Civic traveling west rear-ended a second car causing the Civic to lose control and skid on the highway.  As the Civic skidded, it was struck by a tractor-trailer.  The driver of the Civic and a passenger were killed.  The driver of the second car and the driver of the tractor-trailer were not hurt.  The accident happened near the exit with Wendell Boulevard.

While it was wet at the time of the accident, it is not clear whether the wet conditions contributed to the accident.  This type of accident will ordinarily give rise to a wrongful death claim for the passenger of the car.  The passenger’s estate would likely have a claim against the estate of the driver and a possible claim for additional benefits against her own auto insurance policy.

The driver of the car has a much more difficult claim particularly if she was determined to be at fault in the wreck.  North Carolina has a law called contributory negligence which bars claims for people found to be even partially at fault in causing their injuries.

Read more on this serious accident.

Hendren, Redwine & Malone posts this article to allow people who visit our website access to stories and information that might be of interest and, where appropriate, to make decisions about matters that may improve their lives. By posting this article, Hendren, Redwine & Malone makes no representations as to any relationship we may have with any of the individuals or businesses that are discussed in the article. If you are a family member of someone discussed in this article and have some concerns about the posting of this article, please contact us immediately. This post is an advertisement for legal services.

If you or a family member were involved in this incident and have questions about your legal rights, please call Hendren, Redwine & Malone and ask to speak with Mike Malone. You can also send an email to Mike Malone by using the message box on the right. We typically respond within an hour of receiving a message.

N.C. Boat Accident Lawyer - What Insurance Applies to N.C. Boat Accident

Boat accidents in North Carolina can create some of the worst injuries for the victims.  Boat accidents can also create some of the worst insurance problems when it comes to finding a recovery for boat accident victims.

For illustration, consider the following scenario:

Young man is water skiing with friends at local lake.  While the young man is floating in water another boat driven by a reckless boater hits the young man.  The reckless boater clearly should have seen the young man in the water and the accident was clearly the fault of the reckless boater.  The young man in the water has suffered severe injuries and cannot ever return to work.  It would seem like the reckless boater should have insurance for this but maybe not.

The first problem is that North Carolina does not require any type of insurance for boats.  Scary but true.  You can find alot of information on the requirements for boating in North Carolina at the NC Wildlife Resources Commission website, but there is no mention of required insurance.  Yes, a boater must have a fire extinguisher on board, but the boater can ride around with no insurance.  So let’s assume the reckless boater had no boat insurance which is unfortunately true for most boaters.

What about the reckless boater’s auto or homeowner’s insurance?  The reckless driver’s auto insurance will not typically apply because this auto policy insures acts only while driving an automobile.  The reckless driver may have personal liability coverage under a homeowner’s policy but the homeowner’s insurance will likely have a watercraft exclusion that applies to the active use of a watercraft.  Therefore, we cannot expect any auto or homeowner’s insurance to apply.

What about any insurance that the water skiing victim might have?  Under N.C. law, if you have an auto policy you will automatically have covered called Uninsured Motorists coverage.  This provides insurance for you if you are hit by another driver that does not have insurance.  But, this insurance will not apply if you are hit by a boat that does not have insurance.  This insurance applies only to automobiles.  Therefore, it is unlikely that the young man who was water skiing will have any insurance to cover his claims.

In short, boating in North Carolina can be very dangerous because there is often little or no insurance available to victims of a boating accident.

If you or a family member have been involved in a North Carolina boat accident and you have questions about a possible claim, contact the lawyers at Hendren & Malone for a free consultation.