Articles

Jada Billups Killed in Johnston County NC Crash

A young woman named Jada Billups was tragically killed in a crash in Johnston County, North Carolina on Tuesday night.  The crash happened at the intersection of NC Highway 42 and Creech Road at approximately 10:00 pm.  According to available information, Ms. Billups was traveling on Creech Road when a man driving a Jeep ran the stop sign at the intersection.

Ms. Billups was only 19 years old.  At least one other person was seriously injured in the crash.

Police are apparently still investigating the crash to determine if charges will be brought against thee driver of the Jeep.  However, it would seem reasonably clear that the driver of the Jeep failed to yield at the intersection and that he would be charged for this crash.

Read more about this tragic accident.

Hendren, Redwine & Malone posts this article to allow people who visit our website access to stories and information that might be of interest and, where appropriate, to make decisions about matters that may improve their lives. By posting this article, Hendren, Redwine & Malone makes no representations as to any relationship we may have with any of the individuals or businesses that are discussed in the article. If you are a family member of someone discussed in this article and have some concerns about the posting of this article, please contact us immediately. This post is an advertisement for legal services.

If you or a family member were involved in this incident and have questions about your legal rights, please call Hendren, Redwine & Malone and ask to speak with Mike Malone. You can also send an email to Mike Malone by using the message box on the right. We typically respond within an hour of receiving a message.

USAA Total Loss Vehicle Claim in North Carolina

Was your vehicle declared a total loss in a North Carolina accident where USAA was the insurance company?

Our firm is currently investigating cases where we believe USAA may have underpaid total loss vehicle claims in North Carolina.  USAA has apparently outsourced the valuation of total loss claims to a company called CCC One.  CCC One then prepares a market valuation report which supposedly provides the value of the total loss vehicle.

We believe that the market valuation reports from CCC One may undervalue the totaled vehicle by hundreds, and sometimes thousands, of dollars.  In many cases, the consumer feels trapped and without any right to challenge the CCC One valuation.

If you had a vehicle that was declared a total loss following a North Carolina crash and you received an offer or payment from USAA that appears to undervalue your vehicle, please fell free to give us a call to discuss your situation.  Please ask to speak with attorney Mike Malone.  There is no charge for the call and we will only charge you attorneys fees if we recover for you.

I have a question about CCC One Total Loss Valuation

Was your vehicle totaled in a crash and did you receive a low valuation from CCC One and the insurance company?

Our firm is actively investigating claims for folks who received offers or payments from insurance companies based on valuation reports prepared by CCC One.  In some instances, we believe that these valuation reports undervalued the totaled vehicle.  Due to this undervaluation, we believe many consumers may not have received a fair payment for the totaled vehicle.

If you have a vehicle that was totaled in a crash and you received an offer or payment from the insurance company based on a CCC One report, please feel free to contact us for a free consultation to discuss whether this offer or payment was fair.  There is no charge for the free consultation and we get paid only if we recover for you.

 

My vehicle was totaled in a NC crash

When is a vehicle considered totaled following a North Carolina accident?

North Carolina laws for vehicles totaled in a crash are not nearly as descriptive as some other states.  The applicable law for vehicles totaled in a crash can be found at 11 NCAC 04.0418.  This regulation indicates that a vehicle is a total loss when the damaged exceeds 75% of the preaccident actual cash value.  The regulation goes on to say that the insurance company shall pay the preaccident value of the vehicle and, in exchange, receive the title to the vehicle.

How much money should you get for your totaled vehicle?

The regulation is not very clear on how an insurance company should determine the preaccident value. According to the North Carolina Commissioner of Insurance Consumer Guide to Automobile Insurance, a total loss claimant is entitled to the actual cash value of the vehicle which represents the local market value of the totaled vehicle.  The Consumer Guide indicates there are two methods for determining the local market value: 1) By using the local market price of a comparable vehicle; 2) If no comparable vehicle can be located, dollar estimates from at least two qualified dealers within the local market area.

We are aware that many insurance companies employ third-party companies such as CCC One to determine the preaccident value.  We believe that some of CCC One’s methodologies are flawed and result in valuations that are unfairly low for the totaled vehicle.

If you have a question about a total loss vehicle from a North Carolina accident, please give us a call to discuss whether your claim is being handled properly.  There is no charge for the call and we only get paid if we recover for you.